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Solution

Insurance claims automationfrom intake to payout.

Claims arrive as mixed bundles: forms, invoices, photos, policy documents. MiruIQ sorts them, extracts what matters, checks the story across documents and hands your claims system data it can act on.

Classify mixed claim bundles on arrival, extract structured data from every document and surface missing or contradictory information before an adjuster opens the file.

The problem

Every claim starts with a sorting job.

Before anyone can decide a claim, someone has to open the bundle, recognize each document, extract the relevant fields and notice what is missing. Done by hand, that is the slowest and most error-prone step of the whole process.

The backlog this creates is not just a cost: it is payout delay your customers feel. And manual sorting hides the expensive errors, like a claimed amount that contradicts the attached invoice, until late in the process.

How it works

Claims intake, automated honestly.

Straight-through where checks pass, human review where they do not.

1. Ingest

Claim bundles arrive by email, portal upload, S3 or API, in whatever mix the claimant sends.

2. Classify

Each document is recognized against your claim document types: form, invoice, medical report, policy, photo.

3. Extract

Every document type gets its own schema: claim numbers, dates, amounts, diagnoses, line items from complex invoice tables.

4. Verify

Cross-document checks compare names, dates and amounts across the bundle; gaps and contradictions park the claim for review.

5. Deliver

Claim-ready structured data lands in your claims system, with the audit trail attached.

Email
Amazon S3
FTP/SFTP
HTTP API
Webhook
PostgreSQL
Business value

What changes for claims ops.

Faster handling

Intake stops being a queue of unopened bundles; adjusters start from structured data.

No manual sorting

Classification replaces the person who opened every envelope and named every file.

Earlier detection

Missing documents and contradictions surface at intake, not after an adjuster has invested an hour.

What you measure

Numbers to hold the system to.

Measured across all claims, not the clean ones.

Straight-through rate

Share of claims that reach the adjuster with complete, consistent data and no human touch.

Exception rate

Share of claims parked for review, and why: missing document, failed check, low confidence.

Cycle time

Intake to claim-ready data, the delay your customer actually experiences.

FAQ

Claims automation questions

What insurers evaluating claims automation ask most.

How does insurance claims automation work with MiruIQ?

A pipeline classifies each incoming document against your claim document types, extracts structured data with a schema per type, verifies consistency across the bundle and delivers claim-ready data to your claims system. Claims that pass every check go straight through; the rest park in a review queue with the reason attached.

Can it detect missing or contradictory documents in a claim?

Yes, and that is where fraud reliably shows: cross-document validation compares names, dates and amounts across the bundle and recalculates figures that must add up. A repair invoice that contradicts the claimed amount, or a missing police report, surfaces at intake with field-level detail.

Can claims documents stay on our infrastructure?

Yes. MiruIQ deploys on-premise with local AI models, in Swiss hosting, or in the cloud: medical reports and policy documents never have to leave your environment. Deployment is a configuration choice, not an enterprise negotiation.

Start now

See it on your own documents.

The 14-day free trial covers 200 documents: enough to define your schemas, run real files and measure the results before anyone calls you.